AI GOVERNANCE PLATFORM · BANKING
Reign for Banking
AI governance for your most regulated workflows. SR 26-2 (replacing SR 11-7) + OSFI E-23 native. EU AI Act high-risk AI compliance. FINOS AIGF aligned.
WHY NOW
Model risk has a new operating tempo.
Banking AI deployments now span credit decisioning, market and liquidity risk, AML and fraud analytics, customer copilots, and developer productivity tooling. The validation cadence model risk frameworks were designed for has been overrun by the pace of LLM and agent change.
Three converging forces are reshaping how Tier-1 banks deploy AI:
SR 26-2 lands. Model risk for the AI era.
The Federal Reserve's revised model risk guidance. SR 26-2, effective April 17, 2026. Replaces SR 11-7 and SR 21-8 with a risk-based, lifecycle approach that now has to absorb every LLM, every agent, every embedded AI feature. Without compromising the validation discipline. OCC Bulletin 2026-13 and the FDIC FIL ride alongside.
EU AI Act high-risk obligations from August 2026.
Credit, fraud, HR, and customer-facing AI systems classified as high-risk under Annex III. Conformity-assessment evidence must be continuous, not periodic.
Shadow AI is now a board-level risk.
Line-of-business teams are using public LLMs without procurement, security, or audit oversight. The discovery surface is the entire bank.
Reign for Banking sits at that intersection. Built for continuous, evidence-first AI governance across all three lines of defense.
TWO NAMED CAPABILITIES
Continuous Observability.
Continuous Assurance.
Two named outcomes Reign delivers. For every AI and agent decision in your credit, market, AML, fraud, customer-facing, and developer productivity workflows.
AI GATEWAY · MODEL RISK VALIDATION
Continuous Observability
Every prompt, model invocation, agent decision, drift event, and validation result. Visible in real time. Queryable after the fact. No black-box AI in credit, market risk, AML, or customer-facing workflows. No "we'll get back to you with the data" responses to OSFI, the OCC, or the FCA.
“What is the system doing right now?”
AUDIT LEDGER (CAVR) · ASSURANCE PACKS
Continuous Assurance
Independent, attestable evidence. Packaged for SR 26-2 model risk management (the successor to SR 11-7), OSFI E-23 enterprise model risk, and EU AI Act conformity assessment. One evidence spine. Every regulatory framework. Three-lines-friendly.
“Can someone independent attest the AI is operating correctly. And prove it to OSFI, the OCC, or the FCA?”
ONE SPINE. EVERY REGULATORY FRAMEWORK.
Native coverage of the regulatory landscape for banking AI.
Reign for Banking maps natively to the frameworks that govern your AI deployments. No custom integration. No translation. Assurance Packs generated from the spine in conformity-assessment-ready format.
SR 26-2
The Federal Reserve's Revised Guidance on Model Risk Management (April 17, 2026), replacing SR 11-7 and SR 21-8. Joint with OCC Bulletin 2026-13 and the corresponding FDIC FIL. Risk-based model inventory, validation, and ongoing monitoring extended to LLMs, agents, and embedded AI features. Assurance Packs replace Word-doc workflows.
OSFI E-23
Federally regulated financial institution model risk across analytic, AI/ML, and generative AI use cases. With continuous evidence generation.
EU AI Act
Article 9 risk management, Article 10 data governance, Article 13 transparency. Annex IV technical documentation generated continuously.
FFIEC
Aligned with FFIEC handbook expectations for AI, third-party risk, and operational resilience. Consistent evidence across regulatory programs.
GLBA
PII redaction at the AI Gateway. Validated access patterns for non-public personal information across LLM, agent, and tool-calling workflows.
ISO 42001
International standard for AI management systems. Reign provides the operating layer that ISO 42001-certified banks require.
NIST AI RMF
Govern, Map, Measure, Manage. The four functions of NIST AI RMF, mapped to the Reign spine.
FINOS AIGF
Reign aligns with the FINOS AI Governance Framework. Open, vendor-neutral, extensible by Tier-1 banks contributing to the community standard.
"Aligned". Never "Certified" on behalf of the bank. Reign for Banking provides the platform; certification status remains your organization's.
WHO REIGN SERVES
Built for the teams who deploy AI in regulated banking.
MODEL RISK
Continuous validation, not quarterly cycles.
SR 26-2 / OSFI E-23 inventory, validation, and ongoing monitoring. Extended to LLMs, agents, and embedded AI features. Assurance Packs generated continuously, not assembled at exam time.
CHIEF COMPLIANCE OFFICE
Evidence-ready by default.
EU AI Act conformity assessment, FFIEC alignment, and GLBA privacy controls running as a continuous spine. Three-lines-friendly: same data, three views, no duplicate effort.
INTERNAL AUDIT
Replayable evidence on demand.
Tamper-evident audit ledger of every AI decision. Replay any prompt, response, tool call, or agent decision in front of regulators or audit committees without forensic reconstruction.
ENGINEERING & PLATFORM
AI tools without the 9-month review.
Sanctioned access to Cursor, Copilot, and internal MCP servers via Reign Gateway. Forge as the regulated CI/CD runtime underneath.
THE REIGN ARCHITECTURE, TUNED FOR BANKING
Same spine. Banking-native extensions.
The same four-component governance spine that already runs at global banks and semiconductor leaders. Extended for your credit, market, AML, fraud, and customer-facing AI workflows.
COMPONENT 01
AI Gateway
Banking extension:
Bank-grade access controls. PII redaction tuned for non-public personal information. Validated access patterns for federally regulated environments.
COMPONENT 02
Model Risk Validation
Banking extension:
SR 26-2 (replacing SR 11-7) + OSFI E-23 fluent. Validation gates extended across LLMs, agents, and embedded AI. EU AI Act high-risk classification built in.
COMPONENT 03
Audit Ledger (CAVR)
Banking extension:
Replayable evidence for OSFI, OCC, and FCA examinations. Three-lines-of-defense friendly. Independent attestation built in.
COMPONENT 04
Assurance Packs
Banking extension:
SR 26-2 / OSFI E-23 / EU AI Act conformity packages. Joint with OCC Bulletin 2026-13 and the FDIC FIL. Format-aligned to OSFI, OCC, FCA, and EU NCA expectations. No manual assembly.
Three Lines of Defense built in: 1st (Business & Operations) · 2nd (Risk & Compliance) · 3rd (Internal Audit). With Independent Assurance to OSFI, OCC, FCA, and your board.
HOW WE WORK
Built with design partners. Co-designed. Co-validated. Shipped inside real regulated environments.
We are co-designing Reign for Banking with the iTmethods Design Partner Cohort. The same governance spine that already runs in production at global banks and semiconductor leaders, extended for your credit, market, AML, fraud, and customer-facing AI workflows.
Cohort engagements run as a joint working team inside your change control, model risk, and audit posture from day one. We ship against your model risk cadence and your audit obligations. Not a generic services rhythm.
Operator heritage. Builder discipline. Cohort posture.
DEPLOYMENT OPTIONS
Deploy where your federally regulated environment lives.
SaaS
Multi-tenant managed infrastructure. Fast onboarding. Cost-efficient.
Dedicated Cloud
Single-tenant managed infrastructure. Federally regulated environment isolation.
Customer Cloud
Deployed in your AWS, Azure, or GCP account. Bank-perimeter data, prompts, and weights.
Air-Gapped
Sovereign deployment. Zero external connectivity. For the most regulated environments.
Reign for Banking runs anywhere. And runs best on Forge.
REIGN DESIGN PARTNER PROGRAM. BANKING TRACK
Apply to be a Reign Design Partner.
Banking Track.
A small FY26 cohort. Cohort economics aligned for mutual investment. Discussed during scoping.
- Joint working team operating inside your change control
- Co-designed validation protocol and evidence standards
- Direct line to Reign's founding engineers
- Public reference (with mutual approval)
- Early access to platform extensions
Cohort closes September 30, 2026.
Apply to Reign Design Partner. Banking Track