Cycle 1. The Compliance Cycle
Seven frameworks. One window.
The frameworks below carry binding deadlines or live supervisory expectations inside a single 24-month window. Regulated industries must produce machine-verifiable evidence at runtime, not policy decks at audit.
EU AI Act
High-risk AI obligations
Binding 2026 to 2028High-risk AI obligations phase in across 2026, 2027, and 2028. Risk management, data governance, technical documentation, logging, transparency, human oversight, accuracy, and post-market monitoring become operational requirements, not policy intent.
OSFI's revised guideline on enterprise-wide model risk management binds federally regulated financial institutions in Canada. AI and ML in scope. Validation, ongoing monitoring, and documented effective challenge expected at runtime.
SR 26-2 (replacing SR 11-7) is the joint US Federal Reserve / OCC / FDIC revised model risk guidance. Live April 2026. Expanded scope explicitly captures AI and machine-learning models. The supervisory bar moves from documented governance to evidenced governance.
FDA's Predetermined Change Control Plan framework is now operational guidance for AI / ML-enabled medical devices. Pre-specified modifications, validation protocols, and change-control evidence are submission prerequisites.
EU DORA binds financial entities and their critical ICT third parties. Operational resilience, incident reporting, threat-led penetration testing, and third-party risk all extend to AI and agent runtime workloads.
ISO 42001
AI Management Systems
Standard in adoptionThe international AI management system standard. Audit-grade governance of the AI lifecycle: risk, controls, continuous improvement, and evidence. Procurement teams at regulated buyers are starting to require it.
BCBS 239
Risk data aggregation
Standard in forceBasel Committee principles for effective risk data aggregation and risk reporting. As AI moves into the credit, market, and operational risk stack, BCBS 239 lineage and data-quality discipline applies to the AI surface too.